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Recently, the Office for Budget Responsibility said the UK economy is more damaged by the banking crisis than previously admitted.  Also, in the US a report by the  Federal Reserve says economic recovery is much slower than expected, despite its recent comeback under the Obama administration.  In the UK, it’s not surprising that perhaps government, banks and others don’t know the best strategy for handling the aftermath of the recent crisis, possibly because the UK has not experienced a banking crisis since 1866.  Certainly, one would think that much has changed since then, but if this is the case why did the UK experience a crisis this time and not during other periods in history when national economies throughout the world (especially the US) collapsed?  These are some of the questions being asked by researchers part of the Tipping Points work package ‘Financial Crisis in the Banking Sector: Present and Past’.   It consists of researchers in history, law, economics and other relevant fields who will attempt to answer why financial crises occur in the UK.

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