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Terry McClure, who is studying for an MA in Risk, Health and Public Policy, explains how some insurance companies are using computer modelling and information about people’s lifestyle choices found on the internet to evaluate health-related risks. This could largely affect whether some people are able to receive life insurance coverage in the future. This form of ‘predictive modelling’ could also disproportionately affect poor people who may be perceived as a riskier clientele and denied coverage.
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Further Reading
Insurers Test Data Profiles to Identify Risky Clients. Wall Street Journal
Life insurance: Life in the fast lane. The Actuary
Christina Makungu’s research for her MA in Geography was funded by the Christopher Moyes Memorial Trust and Department of Geography at Durham University.
Christina Makungu, an MA student in the Department of Geography at Durham, recently completed her research in IHRR on the plight of young people in southern Tanzania who are in self care – ‘Young People in self care: Behaviours and experiences in farming households in Kilombero Valley, southern Tanzania.’
Her dissertation explores the impact of self care arrangement in school aged-children in villages within the Kilombero Valley when their parents are away for farming activities for several months. In this interview, Christina gives insights into her research in Tanzania and identifies how problems surrounding children in self care can be addressed.
